As we count down to the new year, we get to reflect and prepare with resolutions for what’s ahead. Whether it’s finding the motivation to exercise every day, knocking that sugar addiction, or mustering up the strength to negotiate a raise, resolutions are a way for us to take charge of our future.
We all want to live a better, healthier, and richer life. Exercise and eating well are incredibly important—and taking the steps towards greater financial security is also a key path to achieving your major life goals.
So, what is the antidote to these goals? Knowledge first. And then, if you choose, action to follow. I’ve found that the best place to start is through a good read. So we read Amazon’s book reviews and polled our editors to curate our own library of premier money management books for women. Go on–read yourself smarter.
Scroll down for our top picks to help you take control of your money and make 2018 your year.
About this: Written by Ellevest CEO and Co-Founder Sallie Krawcheck, Own It offers solid insight into the world of finance, and she doesn’t hold back.
Reviews Say: “It is so nice to read a book from an author who has the work experience to support her dialogue! Sallie Krawcheck includes wisdom and wit in this remarkable book. I feel like I have started the new year off right by reading this one. Just purchased two more copies for my college-aged daughters!!!” writes one Amazon customer.
Eager to learn more about investing? Sign up with Ellevest today to guide you through your personal investment plan for 2018.
About this: If you’re interested in reflecting upon and exploring the relationship between women and money, this is for you. Suze Orman is widely considered an expert in finance and offers financial and emotional tools for “Owning the power to control your destiny.”
Reviews Say: “I love this book from Suze Orman. It was my first read from her, although I’ve read many of her articles and seen her on TV, just had not her books. I think it’s important that she designed this book for women, because she appeals to many of the emotional qualities and specific personality traits that sometimes as obstacles for women in their financial lives. She points out the need for women to stand up to traditional gender roles when it comes to managing money, so that they can be involved in their own financial future,” writes Liz Miller.
About this: Practical and applicable, Alice Finn breaks down her wealth management expertise into digestible pieces of information that will stick in Smart Women Love Money: 5 Simple, Life-Changing Rules of Investing.
Reviews Say: “Excellent read! Great for both men and women just starting to invest. Combines the essentials with good practices that help to insure investing success & more,” Ron T. writes.
About this: The title says it all. Rich Bitch: A Simple 12-Step Plan for Getting Your Financial Life Together…Finally is written for those of us that find many aspects of finance uninteresting and daunting. Lapin’s advice is both parts useful and entertaining.
Reviews Say: “This book is the perfect tool for millennial women to finally understand money and what to do with it. I learned so much about money from this book and it opened a lot of discussion about money in my relationship and family,” writes Ashley Acuff
About this:You may recognize O’Leary as “Mr. Wonderful” on ABC’s Shark Tank. O’Leary’s Cold Hard Truth On Men, Women, and Money: 50 Common Money Mistakes and How to Fix Them is filled with practical advice; and what money mistakes to avoid making.
Reviews Say: “This book is partially an autobiography, he gives advice based on his own experiences. I bought this book mainly because i wanted to learn how to invest my money and save for retirement. What i got was sound advice for every stage in life, and some funny laughs along the way,” Sierra Parman writes.
About this: Cary Siegel takes lessons learned in his own life to write a book full of advice for anyone at any age in Why Didn’t They Teach Me This in School?: 99 Personal Money Management Principles to Live By.
Reviews Say: “This is the first book I have read which allows the reader to actually learn personal money management skills. It is a must read. The layout makes this book exceptional and easy to learn from,” writes Gabrielle Star.
About this: Get a Financial Life: Personal Finance in Your Twenties and Thirties is a New York Times Bestseller written for those navigating the world of finance in their 20’s and 30’s
Reviews Say: “I found this to be a well-organized guide to personal finance. Though most of the information is good for 20s and 30s year-olds, it’s also applicable later in life. (And as the book points out, it’s never too late to start being smart with money.) This book is a great starter for good financial habits,” one Amazon customer writes.
About this: Former financial advisor Rachel Richards uses humor and a tough-love approach to teaching finance how-to’s in Money Honey: A Simple 7-Step Guide For Getting Your Financial $hit Together.
Reviews Say: “From start to finish this book was a great read. It is informative, and yet still so easy to follow and incorporate into every day life. This is the prefect book for anyone who is starting from square one when it comes to money management, as well as those just looking hone up on their money management skills. Highly recommend!” writes Lee Wilson.
About this: Jen Sincero will help motivate you to find the financial freedom you so desire in You Are a Badass at Making Money: Master the Mindset of Wealth.
Reviews Say: “I love her writing style. This book will help anyone wanting to get their mind and heart sorted on Money. It has lots of take aways and exercises at the end of each chapter that you need to take action on to reach your full potential,” Mark Smith writes.
Eager to learn more about investing? Sign up with Ellevest today to guide you through your personal investment plan for 2018.
Disclosures: We’re excited to be working with the team at Ellevest to start this conversation about women and money. We may receive compensation if you become an Ellevest client.
Opening image: Fashion Me Now
Want More Money in 2018? This Is How and When to Ask for a Raise
Asking for a raise can be nerve-racking, stressful, and altogether complicated.
Between mustering the confidence make the ask, getting the statistics to support, and finding the right time to do it, there’s no shortage of nuances to take into consideration.
But that shouldn’t stop us—because when it comes down it to it, there one simple truth that every woman should internalize— Money is power, and the truth is, right now men have more of it. And putting it another way, until we are financially equal with men, we are not equal with men.”
“We hear this term so often, empowerment,” says Sallie Krawcheck, the CEO of Ellevest a digital investment platform. “Empowerment actually means to be given power.” Whether it’s a promotion at work or as the breadwinner at home, possession of money translates to a measure of power. And, according to Krawcheck, for women, in particular, money is the means to closing the gender pay gap, which still sees women making only 80% of the salaries men earn for the same jobs. In fact, according to an analysis at The Institute for Women’s Policy Research, women are working for free for 11 weeks and three days every year, while their male counterparts are being paid for every day of their hard work.This means that women make, on average, 77.4 percent of what men make in a year.
So, what does that mean for you?
It means that one of your New Year’s resolutions should be to ask for a raise at work.
“We’ve made progress, but that progress has stalled,” Krawcheck says to women. According to the Institute For Women’s Policy Research, women are paid 20 percent less than their male counterparts for performing the same job. “I really think the final or one of the final legs of feminism is for us to become financially equal with men. Women still feel like they can’t go in and ask for the raise…when, in fact, asking for a raise usually results in actually getting the raise.
So, now the big question: What’s a future-focused, ambitious, smart girl to do?
Those on both sides of the issue agree: To address pay disparity, women must take matters into their own hands and take a stand for their own own finances — advice all of us can follow.
How do you do that?
Ask for a promotion. Start investing. Ask questions. And, for the sake of effecting change, get your own personal finances in order, says Krawcheck.
This means getting comparable salary figures and talking to your boss or those who make decisions about wages.
Now, that you know nothing’s holding you back from asking for that raise, follow these seven tips from Krawcheck on how to know what you’re worth and ask for the salary you deserve.
DISCOVER YOUR WORTH
Each and every one of us is worth it. Duh. But that’s the bottom line argument for why we certainly deserve that raise. Before you face your boss, do your research on online websites like Comparably.com, Hired.com, and GetRaised.com.
These websites will confirm if you’re underpaid, provide information on how much money people like you are making, and match you’re profiling with potential companies. This is the statistics homework that you must do before presenting to your boss.
COME FACE TO FACE WITH YOUR BOSS
Sitting down and having a civilized conversation is how business negotiations work. Schedule a time with your boss where you can discuss what he has pictured for your growth in the company, and how this will benefit the company.
In doing so you will have a clearer idea of what success means to you versus him.
DECIDE WHAT SUCCESS IS TO YOU
You are the only one who can choose what success means in your book. Brainstorm a list of realistic goals that will bring you to your personal happiness, or success.
Remember, you’re the only one setting your boundaries, so don’t hold back. Being clear with yourself on this topic will make it easier to communicate your goals to your boss.
SEEK ADVICE
There’s nothing wrong with asking for a little help. The only communication with your boss shouldn’t just be over numbers, it should also be about your personal growth.
To get to the top, everyone had to work their way up the ranks, so he’s most likely very knowledgeable about work ethic and the ins and outs of the company. Ask for his feedback on how you can improve, which in the long run will boost your chance for a raise.
SHOW PROOF
You can talk all you want, but you must have proof of your accomplishments and contributions to the company. When you feel prepared to ask for a raise, bring the data and examples of how you have positively impacted the company thus far.
Reiterating your focus and drive are key to demonstrating that you you are indespencible.
BRING COMPARISONS
Walk in confident. You can do this by coming prepared with the industry average pay to yours. These numbers will justify your equivalence and make a case for your raise.
GO AROUND THE “NO”
If all else fails and the conversation ends with “no”, don’t just feebly get up and walk out. You’ve just mustered all this courage, and gone to all this trouble to make a killer case to your boss.
Don’t put this to waste, but rather use it to rationalize the possibility of a new title, high profile project, flexible hours, extra vacation, support in enrolling in a professional development class, or a mentoring relationship.
Bottom line, make it a point to leave his office with at least one new favorable change to your career.
For more money saving tips, see our 4 most important financial habits to establish in Your 30s. And for more on how to figure out if you’re underpaid at work and negotiate for more, check out this article.
Want to know more about money management? In addition to being an investment advisor, Ellevest is a resource on topics like goals-based investing and your finances overall, as well as your life and career. Sign up with Ellevest today to help guide you toward creating a budget plan fit just for you.
Disclosures: We’re excited to be working with the team at Ellevest to start this conversation about women and money. We may receive compensation if you become an Ellevest client.
Opening image: @chroniclesofher
“The Key” to Happiness, According to the Laws of Attraction
“If you see it in your mind, you will hold it in your hand.”
The basic steps of the law of attraction are 1) think of what you want; 2) proclaim it/write it down; and 3) it shall appear in your life. With these steps, your desires will manifest.
But, there is a missing piece of this equation that is not often talked about. That link is that you must also feel your way into the attraction. By feeling, we vibrate on the same frequency to attract what it is we desire. To feel our way into attraction, we must act as if we already have what we want. In doing so, we must also feel how we would feel if we had what we desire NOW. The problem is, most people tell the universe what they want them, but then they continue to focus on the lack of that thing in their life, and the feelings created are the same feelings of lack.
Focusing on the lack of what you want (even if subconsciously) attracts more lack in your life. For example, say you want to attract the perfect mate into your life. You write it down and journal of the universe that a perfect mate, and all their qualities, is what you desire. After journaling, you still think about how much you desire this perfect mate in your life. Maybe not every day, but you still think about and desire this. To say the least, when you think of your perfect mate, whether you realize it or not, you are more focused on your lack of having that special someone in your life instead of having unwavering faith that they are coming into your life.
The lack of whatever it is you desire may not be ALL you focus on, but typically when we want to attract something into our life we keep focusing on how we don’t have it yet, but at the same time convince ourselves of how happy we will be when we finally achieve our desire.
Want to conquer your future?
You’ll need a financial plan for that. Here’s a free one.
The desire step is important and necessary. However, there is a missing step to asking for what you desire and waiting for it to manifest. In order to bring what you desire into your life, you need to get yourself in the emotional state of already having what it is you desire. Once you do this, you will quickly manifest the object of what you want into your life (or person, money, love, body, etc.). Why do you ask? When you vibrate the feeling of already having what it is you desire, you bring that thing into your life quickly. Like attracts like, meaning, like vibration attracts vibration. With time and awareness of how you feel, you soon can attract all your desires into your life faster than you may think.
Here are 3 steps to help attract all your desires into your life.
1) Spend some time thinking about how it would feel if you already had what you desire:
This first step is probably the most important (in my opinion, at least). Close your eyes for 1-2 minutes, 1-2 times per day (morning and evening), and image the feelings of love, joy, happiness, comfort –whatever feelings you would feel if you already possessed your desires. Play with these feeling so much until they feel real, and in the present moment. The more you do this, the quicker what you desire will come to you.
If feeling the emotions from obtaining what you want is challenging, take a break and just focus generally on feeling good. For example, think of the joy and happiness a friend, family member, or pet brings you. I think of my cute little nephews and immediately feel happy. I call this a “happiness hack.”
2) Meditate to calm your mind
Sometimes we want something, but get caught up in the feelings of not having it. It’s admittedly hard going from feelings of lack straight to feelings of imagining all the wonderful feelings you would feel if you did possess what you desire. Instead of forcing yourself to go from zero to 60 within seconds, work on calming your mind, to the point of non-thought. No thought is better than negative thought, especially when you find it a real struggle to feel all the positive emotions you desire right away.
Meditation is a good “break” from your natural pattern of thinking and carries with it a host of other wonderful benefits for the mind and body.
3) Visualize whenever you can
Did you know what visualizing is just as powerful as actually physically doing something? The mind has a hard time differentiating between our physical actions and the actions we see in our mind. Because of this, see yourself as already having the things you desire, and living the life you want.
Visualizing goes hand in hand with feeling the emotions of what it is you desire (step 1) because once you see it in your minds-eye, you feel the feelings. Sometimes, I personally cannot find images of what I desire, and this can make me frustrated. Instead of getting frustrated, I have learned to return to step 1 and focus on feelings whenever I can’t “see” what it is I desire. Although imagining things we don’t have may be challenging, I suggest that you keep trying to do it. If it’s not working, don’t give up. With a little practice and patience, you can create a beautiful life script of what you want, in your mind – then in your life.
We are creators and have the opportunity to create our life each day. Why not create a life you love living? The key to happiness is to focus on how it feels to have what you desire before you even have it. Once you master this, your creations will be limitless. Happy creating, and Happy Holidays!
Up next, treat yourself to these stylish coats jackets that are worth buying on payday.
Want to conquer your future?
You’ll need a financial plan for that. Here’s a free one.
5 Stylish Winter Outfit Ideas, From Kate Middleton
To say we love Kate Middleton’s style is the understatement of the century. Not only are we obsessed with her fashion sense, but, we love that every outfit has her personal touch: class, sophistication, and elegance.
If you’re looking for winter style inspiration this season, let Kate Middleton be your winter outfit muse. Today we’re sharing five easy to re-create looks the duchess recently wore that you can wear on repeat over the next few months. Whether you’re in need of a classy-yet-stylish holiday look or an everyday outfit combination for a cold Saturday afternoon, the below Kate-inspired outfit ideas are sure to add serious royal charm to your winter style.
Keep reading to see five ways to channel Kate’s style this winter.
On Kate Middleton: Plaid Zara coat; grey turtleneck sweater; black skinny jeans
On Kate Middleton: Temperley London turtleneck sweater; Penelope Chilvers brown leather tassel boots
On Kate Middleton: Catherine Walker & Co. velvet coat dress; Gianvito Rossi heels ($477)
On Kate Middleton: Red puffer jacket; black skinny jeans; New Balance sneakers ($49.99)
The Duchess of Cambridge, Patron, attends Place2Be’s School Leaders Forum in London as part of her ongoing work on the mental health and wellbeing of children. Featuring: The Duchess of Cambridge, Catherine, Kate Middleton Where: London, United Kingdom When: 08 Nov 2017 Credit: John Rainford/WENN.com
On Kate Middleton: ‘Eloise’ dress by Goat in burgundy; black tights; black suede pumps
It’s the season of giving and we’ve got you covered with these go-to-gifts for the beauty lover on your list.
The Smartest Way To Spend Your Bonus
You’ve just come into some yummy money. It could be a tax refund, year-end bonus, or even an inheritance. Now, what to do with this sum of cash? You’ve worked hard and certainly earned it, but now the question is, what are you going to do with that extra cha-ching? Go on a shopping spree? Take that big vacation?
If you want to know what successful women did with their money when they were in your shoes (pun intended), we can almost guarantee you that they chose to invest their holiday bonus.
Investing is hands down one of the smartest things to do with your money, — and despite what Bitcoin enthusiasts would have you believe about investing — it isn’t as complicated as it seems. In fact, according to our friends at Ellevest, an automated investment platform for women, you don’t have to pick stocks or “beat the market” to start investing. You don’t need to be an expert or have a lot of money.
There are really only five essential things to know about investing. Sallie Krawcheck and Ellevest take us through each and give for how to start investing.
1. Make Investing a Habit
Investing should be a habit. This means you invest a bit out of each paycheck every month.
Don’t think you have enough money to invest? Think again. Ellevest has no minimum deposit, so you can start with $1, $5, or $10 and work your way from there. The point is to start and to invest regularly, whether it’s with every paycheck, every week, month, or quarter.
Not sure how much to invest? Learn the smart way to break down your monthly income so you don’t keep waiting to invest.
2. Diversify Your Portfolio
The market is always in flux and it’s scary to think about the possibility that you could lose money. This is why the best way to invest is to diversify; it helps lower your overall portfolio risk. The old adage applies here: keeping a few irons in the fire is better than putting all your eggs in one basket.
3. Keep Your Costs Low
When you start investing with an investment advisor or a broker, they will most likely charge a fee for their service. Plus, there may be other hidden fees associated with the securities that you buy. Be smart with your money and look for advisors that don’t charge crazy fees.
4. Do Your Research and Find a Financial Advisor
There are many different kinds of “financial advisors” out there. Looking for the one that’s best to manage your hard earned money is a big decision, so learn the difference between them so you can make the most informed choice. Fiduciaries are legally obligated to act in their clients’ best interests, putting their clients’ interests ahead of their own.
At Ellevest, their number one goal (24/7/365) is making investing a better experience for you. It’s that simple.
5. Get More Conservative As You Go
Life is a balancing act, there’s no surprise there. Investing is no different. When you start investing in a retirement account at an early age, you may have a lot more in stock or stock-based securities. Yes, stocks are riskier, but they may also offer a higher return. When you’re young, you may be able to afford to be more “aggressive” with your retirement portfolio because if something goes wrong with the markets, you may have time to make up for losses before you retire.
“Investing is one of the most important things you can do for yourself. It can build your wealth….not by a little, but by enough to make a real difference in your life,” says Krawcheck. If we’re not investing, we’re doing most of the hard work around money (you know, going to work every day, turning in that amazing design, landing the difficult-to-close client, beating our sales projections)….but we’re only getting half the reward. Plus, investing your holiday bonus creates “opportunity.” Opportunity for more money; opportunity to advance yourself and to be part of advancing the fourth wave of feminism.
Here are more money topics for you…
Answered: 401(k) vs. IRA? Use Both If You Can
How Much You Should Be Spending On Clothing and Beauty Every Month
I’m Self-Employed: What Are My Retirement Options?
Disclosures: We’re excited to be working with the team at Ellevest to start this conversation about women and money. We may receive compensation if you become an Ellevest client.
30 Feminist Quotes from Inspiring and Successful Women
Feminism has finally come of age in 2017 (Yass!). So much so that Merriam-Webster’s Word of the Year for 2017 is feminism. The word was a top query throughout the year, with several spikes that of course followed the Women’s March to various news reports and events. And, if you’re anything like us, you’re celebrating the news.
You know here at Style salute, we’re all about the positive power of women. We recognize that confidence is power. Knowledge is power. Personal style is power. In fact, I like to think that Style Salute has helped propel a positive representation of how to be a badass feminist—all through our signature lens of optimism and inclusivity.
If you’re thirsty for life lessons you’re in luck because we rounded up the most inspiring feminist quotes from the female leaders we admire. From giving you the confidence to ask for that raise to helping you achieve your goals through persistence to learning self-love, these motivational quotes will boost your confidence, we promise.
Here are 30 feminist quotes to live by in 2018.
On persistence: “If you haven’t had a major fail in your career – face-plant level – you aren’t trying hard enough.” – Sallie Krawcheck
On power: “Power’s not given to you. You have to take it.” – Beyonce
On self-belief: “When you undervalue what you do, the world will undervalue who you are.” – Oprah Winfrey
On facing fear: “You gain strength, courage, and confidence by every experience in which you really stop to look fear in the face. You are able to say to yourself, ‘I lived through this horror. I can take the next thing that comes along.’ – Eleanor Roosevelt
On presence: “You can be gorgeous at thirty, charming at forty, and irresistible for the rest of your life.” – Coco Chanel
On self-doubt: “Nothing is impossible, the word itself says ‘I’m possible’!” – Audrey Hepburn
On pride: “Always aim high, work hard, and care deeply about what you believe in. And, when you stumble, keep faith. And, when you’re knocked down, get right back up and never listen to anyone who says you can’t or shouldn’t go on.” – Hilary Clinton
On aggressiveness: “Every woman I know, particularly the senior ones, has been called too aggressive at work. We know in gender-blind studies that men are more aggressive in their offices than women. We know that. Yet we’re busy telling all the women that they’re too aggressive. That’s the issue.” – Sheryl Sandberg
On confidence: “Don’t give up, don’t take anything personally, and don’t take no for an answer.” – Sophia Amoruso
On capability: “We do not need magic to change the world. We carry all the power we need inside ourselves already.” – J.K. Rowling
On perseverance: “Just because you fail once, doesn’t mean you’re failing at everything. Keep trying, hold on, and always trust yourself, because if you don’t then who will??” – Marilyn Monroe
On self-assurance: “There are actresses who build themselves, and then there are actresses who are built by others, I want to build myself.” – Jennifer Lawrence
On feminism: “There is no limit to what we, as women, can accomplish.” – Michelle Obama
On certainty: “I’m tough, I’m ambitious, and I know exactly what I want. If that makes me a bitch, okay.” – Madonna
On self-love: “Do not allow yourselves to be disheartened by any failure as long as you have done your best.” – Mother Teresa
On career: “People think at the end of the day a man is the only answer. Actually, a fulfilling job is better for me.” – Princess Diana
On independence: “I don’t need Prince Charming to have my own happy ending.” – Katy Perry
On inner-strength: “Life is not easy for any of us. But what of that? We must have perseverance and above all confidence in ourselves. We must believe that we are gifted for something and that this thing must be attained.” – Marie Curie
On willpower: “What does it take to be the first female anything? It takes grit, and it takes grace.” – Meryl Streep
On sacrifice: “You can do anything in this world that you want to do, if you want to do it badly enough and you are willing to pay the price.” – Mary Kay
On boldness: “When a door is hard to open, and if nothing else works, sometimes you just have to rear back and kick it open.” – Muriel Siebert
On self-faith: “People say that you’re going the wrong way when it’s simply a way of your own.” – Angelina Jolie
On leadership: “The thing women must do to rise to power is to redefine their felinity. Once, power was considered a masculine attribute. In fact, power has no sex.” – Katharine Graham
On conviction: “I am a woman above everything else.” – Jackie Kennedy
On bravery: “Be brave and clear. Follow your heart and don’t be overly influenced by outside factors. Be true to yourself.” – Shirley Temple
On not giving up: “Just don’t give up trying to do what you really want to do. Where there is love and inspiration, I don’t think you can go wrong.” – Ella Fritzgerald
On voice: “I am a woman with thoughts and questions and shit to say. I say if I’m beautiful. I say if I’m strong. You will not determine my story – I will.” – Amy Schumer
On taking charge: I just love bossy women. I could be around them all day. To me, bossy is not a pejorative term at all. It means somebody’s passionate and engaged and ambitious and doesn’t mind leading.” – Amy Poehler
On sexism: “A feminist is a person who believes in the power of women just as much a they believe in the power of anyone else.” – Zendaya
On dreams: “We have to change this idea that women are only supposed to work in the house…women should go out and be what they want.” – Malala Yousafzai
The inspiration doesn’t stop here. Keep scrolling to shop the most empowering female books out there.
- “If you haven’t had a major fail in your career – face-plant level – you aren’t trying hard enough.” – Sallie Krawcheck
- “Power’s not given to you. You have to take it.” – Beyonce
- “When you undervalue what you do, the world will undervalue who you are.” – Oprah Winfrey
- ” You gain strength, courage, and confidence by every experience in which you really stop to look fear in the face. You are able to say to yourself, ‘I lived through this horror. I can take the next thing that comes along.’ – Eleanor Roosevelt
- “You can be gorgeous at thirty, charming at forty, and irresistible for the rest of your life.” – Coco Chanel
This story is part of Style Salute’s Empowering Women and Workplaces initiative. Style Salute, a media company dedicated to helping women live a smarter and more stylish life, scouts experts from all over the world to help readers tackle big decision-making moments by giving them the information they need to make informed and empowered choices whether that in civic engagement, finance, career, health, wellness and more.
Another habit that makes you feel irresistible to yourself? Organizing your $$$. Not sure where to start?
Don’t get all flustered. Our friends at Ellevest know a lot about how to handle that cash money. Their digital service uses an algorithm specifically designed for women’s incomes and life cycles to figure out the best investing strategy for you. Plus Style Salute readers get a little something extra to start you off. Learn more here.
In search of even more financial wisdom, here are more personal finance topics for you:
The One Money-Habit All Wildly Successful Women Share
How Saving $15 A Day Can Make You A Millionaire
3 Reasons Why You Need a Roth IRA- Even If You Have a 401(k)
Disclosures: We’re excited to be working with Ellevest to start this conversation about women and money. We receive compensation if you become an Ellevest client.
Questions? We’re here to help. Leave us a comment and we’ll get back to you!
5 Thoughtful Gifts From Oprah’s 2017 Holiday Guide
When it comes to holiday shopping, online is the preferred method. Lucky for us, Oprah’s Favorite Things are all available on Amazon, making it easy to buy all of your gifts in one place.
Every girl knows it’s the thought that counts in a gift. We’ve put together the most thoughtful gifts from Oprah’s list. From a “Letters To” Book Series to a 23andMe DNA test, these gifts are thoughtful and useful.
Read on for 5 Thoughtful Gifts From Oprah’s 2017 Holiday Guide
1. 23andMe DNA Test
Everyone wants to know where they came from. It’s a bonus to be able to find long lost relatives around the world. This gift will please ANY friend or family member in your life.
2. Wisdom of Sundays: Life-Changing Insights from Super Soul Conversations
Oprah has had deep conversations with some of the most incredible individuals from Arianna Huffington to Tony Robbins. Thanks to her new book (available as an audiobook too!), we have access to the profound insight and advice these extraordinary thinkers have to offer.
3. A Great Thought a Day Notepads
Everyone can use an inspirational quote once in awhile. These notepads include a quote for each day of the year and space to journal or note-take.
4. “Letters To” Book Series
I have been given this priceless gift by my bridesmaids before. It’s like a time capsule filled with memories to cherish forever. This is a great present for everyone to create for their mom or another loved one.
5. Amazon Echo Show
The Amazon Echo has reached a new level with a screen. Consider this an affordable personal assistant. I want one, and your loved ones leading busy lives will too.
For more gift ideas from Oprah’s list, check out our favorite 12 under $50.
Multitasking Beauty Products for Your Midday Beauty Refresh
A midday beauty refresh is a must. You know it’s time when your t-zone gets oily, your make up starts to fade and your hair loses volume. Liven up your look with these beauty products that brighten your complexion, and moisturize your skin mid-day.
Oprah Reveals Her 12 Favorite Things from Amazon—All Under $50
Oprah is back with her annual list of Favorite Things, and at 102 items, it longer and better than ever. Being the amazing women she is, Oprah also has a section for gifting on a budget. Seriously, you will not believe all these great gifts are under $50 (and neither will your friends and family you’re giving them to).
Full of gift ideas for your family, friends, and co-workers, Oprah shares her absolute favorites under $50—and you can get it all right from Amazon.
Ahead, 12 gifts that make gift giving on a budget simple—and oh so thoughtful.
100 Go-To Gifts for the Beauty Lover On Your List
Looking for a gift for your beauty loving friends? Click the gallery below for 100 foolproof beauty gift ideas for all the trailblazing women in your life.
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